Financial Aid

Financial Aid Proration and Award Availability

When a student is awarded the federal Pell grant, the initial award amount is based on an assumed full-time enrollment status each semester of 12 credit hours or more. An enrollment status of less than full-time will result in the proration/reduction of a student’s award amount. Students who are three-quarter time (9-11 credit hours), half-time (6-8 credit hours), and less than half-time (1-5 credit hours), will be paid a reduced amount of aid, although some students with lower Pell grants may not receive funds at these lower enrollment levels. 

State Grants and Proration
If a student is awarded the North Carolina Community College Grant (NCCCG), or the North Carolina Education Lottery Scholarship (NCELS), different proration rules apply. The NCCCG initial award amount is based on an assumed full-time PLUS status of 15 credit hours or more each semester.  All students awarded the NCCCG will see an additional $200 per semester in their award letter, but only those over 15 credit hours a semester will receive it.  The NCELS does not have a three-quarter time amount, so students with 12 credit hours or more will be paid the full-time amount, and students between 6 and 11 credit hours will receive a half time amount.  Both state grants require students to be enrolled 6 credit hours or more each semester to receive the half-time amount.

When Aid is Paid

If a student registers for a class starting later in the semester, the Financial Aid Office will not pay for that class until it has started, and the student's attendance has been verified. This can delay funds paying for tuition and books, as well as the creation of financial aid refund checks.
Students are only eligible for a student loan if they are enrolled in 6 credit hours or more.  If a student has a late-starting class, the loan will not disburse until the student's attendance has been verified for at least 6 credit hours.  In addition, SCC divides each semester's loan amount into multiple payments throughout each semester, and the student must remain in at least 6 credit hours to receive all disbursements.

Summer Aid
With the 2017-18 award year, the federal government will now allow students to receive up to 3 full-time semesters of the Pell grant per academic year, unless they have reached their maximum life-time limit of 12 full time semesters. Some students who did not already receive two semesters of full-time Pell grant payments in Fall and Spring, would likely have Pell grant available for the Summer term.  Other students who did receive two semesters of full-time Pell grant payments in Fall and Spring, would have an additional Pell grant award for Summer, as long as they are enrolled at least 6 hours.  The exception is for students with smaller Pell grant amounts, so please check with the SCC Financial Aid Office.  Pell grant awards for Summer are expected to be made during the Spring semester. 

State grants are only available during the Fall and Spring semesters. No state grant funding will be disbursed during the Summer term.