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<div>Full-time employees must contribute 6% of their salary toward retirement. This is a defined benefit plan based upon a formula. The formula calculates the average of the employee's four highest consecutive years of compensation, years of state service and a factor determined by the General Assembly. Examples are given in the booklet.</div> <div>After one year of contributing service, if the employee dies while in active service, there is a death benefit equal to 12-months salary with a minimum of $25,000 and a maximum of $50,000.</div> <div>A refund of contributions is available if employment is terminated or if the employee dies.</div> <div>Service Retirement Benefit at:</div> <div>Age 65 with 5 years of service</div> <div>Age 60 with 25 years of service</div> <div>Any age with 30 years of service</div> <div> <ul> <li><a href="">More info from the State Retirement Systems Division</a></li> <li>also see <a href="">NC Retired Governmental Employees Association (NCREGEA)</a> - for employees who are age 55 or have 25 years of state service.</li> <li><a href="">State Retirement Applications and Forms</a></li> </ul> </div>
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